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foreign of money creation explained were going to cover what are IOU payments IOU notes is a peer-to-peer credit and Loan platform that is not based on a persons traditional credit score FICO but rather on their IOU credit report every user on the IOU notes platform can decide who to give credit and or lend to by how much in the terms 1 to 24 months and zero to five percent interest rate the IOU payments feature allows users to conduct transactions between themselves and make payments later for those products or services in the IOU payment section of your account select to either make an IOU payment request request from other user payment for the product or service that they received or will receive or offer offer to other user payment for the product or service that user requesting offer received or will receive next enter the amount of the transaction total for the product or service then select the transaction purpose from a long list of choices generated and stored in the platfor
