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a lot of the questions that we have in receiving recently have to do with forbearance agreements just so people are clear a forbearance agreement is an agreement with a lender or servicer whereby your current loan payments are stopped for a period of time when people entered into forbearance agreements during covid the turns were never disclosed so for example talk to hundreds of people who have entered in a forbearance agreement their period of time has ended and the lender is requiring them not only to start making their monthly payments which is fine thats what thats the idea but they also are asking for a lump sum payment of all the previous payments that were delayed or stopped for most people this is unsustainable and it wasnt what was agreed upon and defeats the whole purpose of why people entered in the forbearance agreement now that being said there are some lenders who what theyre proposing and what are are doing is they would do a balloon payment so for example if you ha
