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In this tutorial, the presenter explains how to protect personal files on Windows 10 using the native Encrypting File System (EFS). EFS is available for all Windows 10 versions except Windows 10 Home. Data encryption is beneficial, especially when a PC is lost, as it prevents unauthorized access to encrypted data. It is also useful in situations with multiple users on one PC, as an admin can access the files of a standard user unless those files are encrypted. The presenter demonstrates signing in as an admin to access user files in the Documents folder, highlighting the importance of file encryption for privacy and security.