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The tutorial explains how to create a personal loan agreement using DocHub PDF. It begins by accessing a webpage where users can choose different formats for the agreement. The tutorial proceeds with filling out a fillable form, starting with the effective date of the agreement (May 24, 2015) and identifying the borrower as Johnny Appleseed, who lives at 123 Apple Way, Applebill, Texas. Johnny is lending his wife, Nancy Appleseed, money, also residing at the same address. The borrower promises to repay the lender the sum of $10,000 within a year. The video highlights entering these details in the form to complete the agreement.