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In this video, Micah Ruger from Greenwash Financial Group discusses the mortgage forbearance provision of the CARES Act, which allows qualified individuals to delay mortgage payments for up to six months due to financial hardship, like that caused by COVID-19. The video outlines who qualifies for forbearance, explains what mortgage forbearance is and isn’t, and covers repayment options, potential impacts on credit scores, and hidden costs associated with forbearance. Additionally, Ruger mentions alternative programs available if a lender denies a request for mortgage forbearance. The information aims to help viewers navigate the complexities of mortgage assistance during challenging economic times.