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In this tutorial, the speaker discusses the concept of rent-to-own agreements and highlights various pitfalls to be aware of. The speaker, a lender, expresses skepticism about entering such agreements, primarily due to frequent issues that arise. Rent-to-own deals are often marketed to individuals with poor credit, suggesting that rent payments will contribute towards a future down payment, which can be misleading. The speaker emphasizes the potential for scams and fraudulent sellers, urging caution even when dealing with legitimate companies. Additionally, there are stipulations regarding how the money paid can qualify as a down payment, which can complicate the agreement further.
