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how do you transfer mortgage property into a trust real estate search company zillow indicates that nearly one third of homeowners own their homes free and clear but what about those unlucky two-thirds who have mortgages on their homes who want to put their homes into trust for estate planning asset protection or privacy reasons after all property transferred into trust can help avoid probate provide greater control of how its distributed to beneficiaries and to provide additional asset protection and privacy benefits from would-be creditors unlike free and clear property mortgage property requires some very important considerations prior to placing it into a trust so first well talk about the do on sale clause the five essential things that you must do to put mortgage property into a trust then well talk about refinancing a property thats under trust how to sell a property the center trust well talk about property insurance when your propertys in a trust hitting the like button