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in a previous vlog i talked about how terms of payment is the most important part of your contract dont be shy about discussing this and dont put it aside make sure you communicate all of the terms with your customer getting paid on time is essential to positive cash flow so what does a term a payment look like well first you need to agree upon the method of payment you need a schedule of the payments the deposit any progress payments hold back amounts and the terms of the final payment and then dont forget about lean period and any um processes that go with that so having the materials paid for up front or when theyre delivered will ensure that you can pay your account with the supplier or pay your credit card before you incur any interest legally once all the materials are on their property they own it and you cant go and get them back if they dont pay its not your responsibility to carry your customer or the contractor or the developer dont let them use your money to finance