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Every day, we carry wallets full of cards. However, only a select few, like government IDs and credit cards, are widely accepted. Our society has established global norms for how we present and verify the credentials these physical cards represent. But theres no real equivalent for digital credentials. Why not? First, theres no standard mechanism for issuing digital cards. To issue universally acceptable digital cards or credentials, we need digital identifiers that individuals can own independent of any entity, organization, or institution. Currently, we use email addresses and phone numbers as identifiers to access websites and apps. But our access to these identifiers, and our personal information, is at the mercy of service providers who can revoke them at any time. Secondly, there are no universally accepted standards for expressing, exchanging, and verifying digital credentials across organizational boundaries. This is all about to change. A new form of digital identity, based
