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heres the deal every single day you take your credit or debit card and you swipe it all over town do you really feel comfortable giving all your information to Target Best Buy were giving chills what if there was a way to pay without transferring any sensitive data well there it is and its called ization what is ization ization at its most basic level is replacing data with a surrogate or temporary value by replacing data with a surrogate value a user is ensuring that any hackers or thieves who might get a hold of the information are unable to use it for any real purpose creating a surrogate value is really as easy as coming up with a random string of numbers that can be matched back to the original string using a database for example with this credit card here you can create a surrogate value that has absolutely no relation to the original card number and then it can be matched back to that original card at a later time so what would it use case b4 ization well you see when you swi