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In this video tutorial, the speaker introduces a fee waiver cover letter template designed for submitting with a fee waiver application to the Home Office. The speaker explains the importance of a cover letter, which serves to clarify the reasons for the application. They emphasize that each application is unique, reflecting individual circumstances, such as a client with children or someone unable to afford the Home Office fees. The speaker notes that while the application form is important, including a cover letter enhances the submission by providing context and personal information regarding the applicant's situation.