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Returned truck payments, classified as return checks, occur when a bank does not honor a payment due to reasons like invalid account numbers, inability to locate accounts, or insufficient funds. It's crucial to ensure your bank account is in good standing and to verify your information when making payments. If a payment is returned, penalties will apply, including a $25 non-refundable processing fee, and a hold on your account, marked as a KC financial hold in my UCLA. This hold prevents enrollment until the return check fee and the original amount owed are settled. Normal delinquent procedures will apply to your account while the balance remains unpaid.