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In the video, Robin Green, a certified mediator and former divorce attorney, explains the distinction between settling a divorce and having the judge sign the final paperwork. When clients seek a quick divorce, she emphasizes the importance of clarifying their needs, typically regarding custody, child support, alimony, and asset division. These matters are addressed in the settlement agreement, which serves as a legally enforceable contract in court. It's important to note that a divorce does not need to be finalized for these issues to be resolved; they can be determined in the settlement phase.