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If you are a personal injury attorney trying to plan for your future retirement, you have a unique opportunity that is available to almost no other profession that I know of. And that is your ability to determine when you receive your income from a particular fee for a case. So, in a retirement planning situation, lets assume, if youve got 20 more years of work life before you want to retire, lets say you take $300,000 pre-tax versus $300,000 after-tax, what thats going to look like 20 years from now when you want to retire. So, $300,000 after-tax, youre investing your after-tax amount of $300,000, then every year thats growing and youre paying tax on that growth every single year. So, youre going up and then back, youre paying taxes on it. And then at the end of 20 years, by doing it that way, by investing $300,000 after-tax in a traditional investment, youre going to get about $5.3 million after 20 years. With that same rate of return, using pre-tax $300,000 but using an a