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hi im byron adele founder and CEO of a q quote since 1986 weve helped millions of people save money on their life insurance when you boil it down there are really only two kinds of life insurance temporary coverage which is called term insurance and permanent insurance both term and permanent life insurance comes in various different shapes and flavors to satisfy different needs permanent life insurance is designed to provide coverage for as long as you live if your needs are long-term like estate planning or final expenses or if you just want to leave a bigger legacy no matter when you die permanent insurance is probably the way to go there are lots of different kinds of permit insurance but the two primary categories are whole life and universal life and Ill come back to these in a minute term life insurance is by definition temporary insurance its designed to provide coverage for a limited period of time typically 10 20 or 30 years term policies are simple and extremely inexpen
