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hi everyone its grant david speaking and were uh look for this quick short session and case study which is changing discretionary trust positions um uh mick i know youre you obviously do youve got lots and lots of clients through i love smsf and through your accounting positions i mean how often are there family breakups or issues where you need to change beneficiaries or trustees or appointors etc and uh you know obviously its a its a pain in the butt but needs to be done yeah yeah i mean it is quite a regular occasion um surprisingly enough um ive ive done uh more than ive done uh ever during covert um theres been a number of um exactly for the reason you said uh relationship and marriage breakdowns um im not sure it was due to um being locked up for a continuing amount of time but um im finishing one at the moment for uh thats just got a family finding family agreement on it so yeah which seems to be the case um and we have a look at i mean its for me its a really ha