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Settlement agreement letter between Akali manager Apple Bank Bangladesh and Mr. Kotis Beep Ari and Mr. Mo Fees Beep Ari. Parties agree to terms and conditions, legal implications, and clauses of the agreement. Original debt of 25 thousand due since 1/1/2017 reduced to 20 thousand due to financial hardship. Debtor must make total payment by 1/6/2019.