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Presenter 1: Welcome to our When You Change Retirement Systems presentation. Before we get to the main presentation, lets take care of some housekeeping items. To provide you with a future reference, and make your note taking easier, weve provided a presentation learning guide. Youll see the link to the learning guide in the YouTube description box. Please note that due the large number of participants, although the chat feature is active, we wont be able to respond to member questions during this presentation. If you have any questions, please contact us directly. In todays presentation, well give a brief introduction to reciprocity, the retirement systems we have agreements with, benefits, and well finish with some additional information you should know. Let us first explain what reciprocity is. Reciprocity is an agreement among California public retirement systems that allows you to move between these systems without losing some valuable retireme