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today Im going to share with you three ways to overcome a hold harmless agreement a hold harmless agreement is a clause inserted into a contract to ensure you carry all the risk this could make you liable for claims you may not be responsible for first have a legal an insurance professional consider the overall contract and advise you of any residual personal risk not covered by your public liability and professional indemnity policies secondly have a proportionate liability clause in your contracts as well as a cap on your personal liability this is a win-win strategy that protects you and your customers and third once your contract negotiations are finalized involve your insurer and see if they are willing to accept the remaining liability associated with the contract for more information visit our website ensure dot-com today you or call us on 136
