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Sean Reynolds of Summit Properties Northwest and Dan Chapman from Fairway Independent Mortgage discuss the concept of locking an interest rate for a specific period of time when obtaining a mortgage. By locking in a rate, you are guaranteed that rate for the specified time frame, with the option to extend the lock if needed. While there is a small chance the rate may improve after locking it in, it will never be worse than the locked rate. Locking in a rate may incur a cost for longer periods.
