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- Have you ever had the thought of what happens to my life insurance policy if I become disabled and I cant work so I cant make an income so I cant pay my premiums? Has that thought ever crossed your mind? I want you to type in the comments below if youve wondered that before. Go ahead and say yes. And if you havent go ahead and share with me no as well. Thats never been a thought on your mind before. Now did you know that you can create a bulletproof life insurance policy by making sure that you have this one small tweak, this rider, this addition, that adds onto your life insurance policy to make sure its bulletproof. Meaning it performs the best possible in the widest range of circumstances. This is called waiver of premium. Waver like Im waving a flag or waiver like I can bypass the ability to do something of premium. I can bypass the ability to pay premiums. Now this applies to disability in a really interesting way because if you become disabled the policy will be paid fo
