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in todays video we will cover how to sell insurance over the phone now lets get a few things clear number one there are some products that you cannot sell over the phone or should not sell over the phone and there are some that you can sell over the phone so lets classify these products clearly first products like travel insurance car insurance which doesnt require a lot of advice can be sold over the phone however products like life insurance retirement planning education planning health insurance critical illness insurance these are products where you need to sit down with a proper financial adviser and get the right product these should not be sold over the phone now products which can be sold over the phone the first thing you need to do is make sure you have covered why they actually need to have it thats number one why do you need it second you need to also ensure they understand what is the benefit of buying that product versus the cost that theyre going to pay which is th