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today is going to be a very different day here on Pennys not Perfection because it is transfer Tuesday but I am not contributing to all my goals today and I am trying to decide if I want to rethink everything and change up all of my goals not just one so lets talk about it Im going to share the numbers and what Im thinking because you guys are a great sounding board transfer Tuesday is all about keeping me accountable while also giving you guys a place to be accountable and be consistent with your financial goals as well so lets look at our numbers and talk about our goals for 2023 what they are and what were doing today to get closer to achieving them all okay so first we have three goals for 2023 one is to save up and pay for a Disney trip in cash cash flow it make sure that we dont have any debt after make sure that were not going crazy and you know racking up bills on credit cards because that does happen and number two to max out my Roth array which is six thousand five h