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hi Im Annie Fitzsimmons Im your Washington Realtors Legal Hotline lawyer today we are starting a sub series of our big series entitled real estate fundamentals you should know our sub series is all about the financing contingency form 22-a todays video is going to look at paragraph 1 a form 22 a with paragraph 1 the buyer identifies the type of loan and the amount of down payment that will trigger their good faith requirement to obtain financing and if theyre unable to obtain the financing identified in the form 22 a then theyll recover their earnest money theyll have theyll have a legal excuse for failing to close a transaction assuming they fulfill all the other requirements of the financing contingency so lets talk just about the buyers requirement to identify the type of loan theyre getting in their amount of down payment buyer has a variety of check boxes that they can choose from buyers should of course do a good job working with their lender before they ever make an off