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In the YouTube video tutorial, titled "Son of a Widow," the speaker, Manish, advises against being a guarantor for others, especially in the case of home loans. He emphasizes the potential risks and obligations that come with being a guarantor, urging caution and providing insights into the consequences. Manish, as a property coach, highlights the importance of understanding the realities of financial commitments and encourages viewers to reconsider becoming a guarantor for someone else's loan. It is crucial to make well-informed decisions and protect oneself from financial liabilities in the long run.