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hi im michael and welcome to michaels matters and as we get closer and closer to that dreaded deadline of april for this years tax filing due date folks are gathering up their forms trying to figure out how much money they had contributed to this and how much distribution they took from that and basically every transaction that you had throughout the year of any reasonable size has a form of some sort that goes with it now if you had health insurance for 2021 though through a health exchange like healthcare.gov or covered california here in california then you got a 1095 a form this form is pretty important because it shows who was in your household who had coverage and how much help you actually got to pay for your health plan now the real important form though is the form 8962 because this is a form thatll tell you whether or not you actually owe money back to the tax man or if you should be getting a bigger tax return from the amount of subsidy that you got on your health insur