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When filing for Chapter 7 bankruptcy, you may need to fill out a statement of intent regarding how you plan to handle secured debt like a car or home. Signing a reaffirmation agreement allows you to keep these assets, but if you don't sign, the debt may be discharged in bankruptcy. In some districts, such as the Northern District of Georgia, signing a reaffirmation agreement is not required to keep your home. Watch the next video for more details on how to proceed with a reaffirmation agreement.