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there's a few announcements that I want to talk about today the first of which is stock options there every employee every full-time employee at AXA soft come this November for reviews is going to receive a stock options package so they're going to be able to participate every one of you will be able to participate the full-time employees in the access soft options program that's the exciting news that I've been working on and need to be working on still to get all the sort of t's crossed and I's dotted and there's still a few steps left but they should all be done by the November reviews so what is exciting about stock options well to know that we have to know what our stock options right everybody has heard the term stock options right but not everyone that certainly knows how stock options work so I'm gonna actually talk a little bit about that by the end of this meeting you guys are all going to be stock option experts you're going to be like day traders and before I start on stoc...