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In this tutorial, the presenter explains how to write a payment agreement, a legally binding document between a lender and borrower that details loan terms, including the amount, payment schedule, and penalties. The first step is to write an opening statement confirming the signer understands and agrees to their financial responsibility, stating, "I understand and agree that I am financially responsible for payment of all services," along with the payment amount and time period. The second part addresses penalties for non-payment, emphasizing that each agreement can have different terms, allowing for adjustments to percentage rates and amounts as needed.
