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In this North Carolina real estate tutorial, the focus is on the definition of a deed of trust. A deed of trust is a legal security instrument where the borrower pledges real estate as collateral for a loan under a promissory note. In simpler terms, it means that if someone borrows money to purchase a house and fails to repay, the lender has the right to foreclose on the property. The speaker emphasizes that payment is essential, stating, "if you don’t pay, you don’t stay." It’s important to note that a deed of trust is not the same as a deed; the latter refers to the legal title to the property.
