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hey guys welcome to this video my name is john watts im a consumer protection lawyer and we have spent a lot of time talking about when youre sued by a debt buyer that you need to see the purchase agreement well what are some illustrations to think about or to use when youre in court and you point out to the judge look they dont have the purchase agreement and then they come up with excuses what are some illustrations to show the judge why you need to see the actual purchase agreement when youve been sued by a debt buyer so a couple quick reminders when the debt buyer claims and thats key when they claim to a body debt they had to prove they bought the debt but when they claim to have bought the debt there will be a contract they dont spend 5 million 10 million 50 million dollars buying debt and theres no contract there always is a contract in that contract in general is called the purchase screen sometimes its called a forward flow agreement sometimes a credit card purchase a