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well $418 million settlement by the National Association of Realtors is expected to usher in sweeping reforms to the real estate market the settlement came after a federal judge rule that an existing rule requiring compensation to a buyers agent artificially inflated housing fees to discuss the implications for buyers and sellers thats R Bill py hes py Capital CEO and Jeff Taylor emphasis Digital Risk founder and Mortgage Bankers Association and gentlemen good to have both of you on today um Jeff uh Bill let me start with you first uh by talking about just sort of put this in context for us and when we keep hearing these sweeping reforms likely to happen this is a docHub shift within the real estate market um put it in context for us well the reality is the home is made up of obviously Lumber and drywall and Roofing and all kinds of materials and stuff a big part of it too is fees taxes Title Insurance mortgage insurance uh to the extent that one has all of those things and the
