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hi this is Dax with elemental risk management its been a bit since weve done some videos but were gonna get back into it and were going to start with artificial intelligence and how it may or may not impact the commercial insurance industry and the insurance Industries in a hole [Music] so artificial intelligence were all getting kind of inundated with things going on with AI whether it be GPT open AI Microsofts getting into it of course car companies AI is going to be in some level for all of us part of our daily lives if it isnt already so in the insurance industry ais been kind of I would say more of the concern on an agent side if it would potentially basically eliminate us and make us as agents not relevant anymore and my feeling and granted this is always going to be kind of an evolving thing I dont think were ever going to fully get to an end result but so far everything Ive seen has led me to the belief that artificial intelligence is going to be there through the in