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Kimberly: Good morning and welcome to the Your Online Service Retirement Application presentation. My name is Kimberly, and I will be your guide to walk you through the online service retirement application and all that it entails. You can access the online service retirement application directly through your myCalPERS account. Before we get started, lets go through the housekeeping items. First, to make note taking easier, a learning guide to this presentation is available in the YouTube description box. Second, although the chat feature is active, I wont be able to respond to your questions during this presentation due the large number of participants. If you do have questions though, I want to encourage you to contact us directly. You can do so by calling us, visiting our Regional Office, or sending us a secure message through your myCalPERS account. Our agenda today covers things you should do before you retire, the online service retirement applica