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all through your career you have been saving for retirement - TRS is tax deferred annuity program TDA now as you are ready to retire what are you going to do with your TDA account this video will help explain your options you have three basic choices for your TDA account when you retire and you must choose one of these on your retirement application withdrawal annuitization or deferral lets talk about with Hertz this is essentially closing your TDA account if you like you can receive your entirety da balance as a direct withdrawal payable to you this would rule would be fully taxable and 22% of withdrawn amounts would be withheld for federal tax purposes you you can also roll over some or all of your withdrawal to another investment account for an example an IRA or another account that is eligible to receive funds from a 403 B plan there are no taxes on funds that are rolled over and so they are distributed to you your second option to your TD accounts is annuitization this means that
