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Health care answers in 60 seconds. When can you change your health insurance? Typically, you sign up for a new health plan during open enrollment. But you may also change your plan under special circumstances called qualifying life events. Here are common events. Loss of insurance. If you lose coverage because youve aged out of your parents plan, lost your job, or switched your job, you qualify. Change in household. If you get married, have a baby, or when the number of people in your family changes, you qualify. Health care question answered. ♪