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The high cost of healthcare in the U.S. poses a financial risk to students, leading NYU to require all degree-granting program students to maintain health insurance that meets specific criteria. To ensure access to quality healthcare, most students are automatically enrolled in and charged for an NYU-sponsored health insurance plan. Students can manage their enrollment at nyu.edu/health/insurance during the enroll/waive period, where they can confirm, upgrade, downgrade, or opt out if they have alternate coverage. A current insurance card is needed to waive NYU's insurance. Changes to health insurance will be reflected in the NYU bill within 3-5 days, and refunds will be automatically processed if applicable.