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When you retire, you choose a retirement option and beneficiary, which can sometimes be changed after retirement with a qualifying event. Qualifying events include the death of a lifetime beneficiary, marriage, domestic partnership, or dissolution/termination of marriage/partnership. After a qualifying event, you can modify your retirement payment option and choose a new beneficiary. Your current retirement benefit is reduced to fund the new beneficiary's future benefits, with the reduction amount depending on original payment option and age/life expectancy of parties involved.
