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hey whats up guys its angelo christian coming to you want to touch base and explain how your pay works when your loan officer starting out so in the beginning when youre hired youre paid a guaranteed pay and that is a salary that you get to keep and so if your agreement is that you know its an hourly salary and so youre paid an hourly rate up to 40 hours and over 40 hours is commission or Im sorry is a time and a half and so lets say that youre paid ten dollars an hour and then so up to 40 hours anything over 40 hours is 15 an hour for the first usually three months when youre training youre going to be able to keep that money as a salary and youre going to get a commission of 50 basis points so any loans that you turn into you turn into processing for the date that the disclosures go out youre going to get paid for example half a percent or 50 basis points it doesnt matter when the loan closes the matter is the dates of the disclosures go out so even if you close alone mu
