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Michael Tillinger discusses his experiences with banking issues, promissory notes, and the legal challenges he faced in the Supreme Court of Johannesburg. Through his struggles against well-paid bank lawyers, he has gained valuable insights into these topics. Due to the frequent inquiries he receives regarding the use of promissory notes, he created this video to share his knowledge and provide clear explanations. His aim is to educate viewers and create a record that others can refer to for guidance in dealing with banking and legal matters related to promissory notes.