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To write a pay for delete letter requesting Bank of America to remove late payments reported to credit agencies (Equifax, TransUnion, Experian), follow these steps: Start by filling out the provided document form. Include your first and last name at the top, followed by your current address (matching your ID). Enter the document date, your bank account number, and the balance amount you intend to pay (e.g., $1,000). Specify payment terms, such as 30 days. Scroll down to re-enter your name as shown on your ID and provide your social security number. This pay for delete strategy aims to negotiate the removal of negative information from your credit report.
