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In this tutorial, the presenter explains how to create a personal loan agreement using docHub PDF, highlighting it as a preferred format for ease of use. They begin by filling out a fillable form on the webpage. The effective date of the agreement is set as May 24, and the borrower, Johnny Appleseed, is identified with his address. The lender, his wife Nancy Appleseed, is also listed at the same address. The agreement stipulates that Nancy promises to repay the loan of $10,000 within one year. The presenter guides the viewers step-by-step through the completion of the form and the necessary details for the loan agreement.