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In this tutorial, the presenter explains how to write a personal loan agreement using DocHub PDF. Users can choose from various formats like Microsoft Word or rich text, but DocHub is highlighted as the easiest option. The form is fillable; users simply click on the blanks to enter information. The example provided includes the effective date of the agreement, which the presenter sets as May 24, 2015, and identifies the borrower as Johnny Appleseed, residing at 123 Apple Way, Applebill, Texas. It outlines that Johnny is lending $10,000 to his wife, Nancy Appleseed, also living at the same address, with a repayment period of one year.