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hi everyone Im Joe OMalley your mortgage advisor if youre in the market to purchase a home and youre ready to start the process here are the essential documents you will need to begin your application first off is proof of income now this might seem obvious but some people are sometimes confused about do they need W2s or they do need tax returns if you are a salary or hourly employee usually its just your W-2s we need two years of your W-2s from your employers if youve only been with your employer for one year well then we will get the W-2 from your previous employer and then we will look at your most recent 30 days of your paycheck stubs if youre paid once a month well then just one paycheck stop but then if you are every two weeks or twice a month well we just need paycheck stubs to cover one month of your gross pay second is assets were going to need 60 days of your most recent bank checking savings accounts if you get a statement once a month well then will need two statem
