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In this tutorial, mortgage advisor Joe O'Malley outlines the essential documents needed to start a home purchase application. Key documents include proof of income, which typically involves providing two years of W-2 forms for salaried or hourly employees. If employed for less than a year, the most recent W-2 from a previous employer and the last 30 days of paycheck stubs are required. Additionally, O'Malley emphasizes the need for documentation of assets, necessitating 60 days of recent bank statements from checking and savings accounts, with statements needed for each month to cover this period.
