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The tutorial explains how to write a personal loan agreement using DocHub PDF, emphasizing its ease of use. It guides viewers to fill a form by clicking on blanks. The example used includes the date (May 24, 2015), with "Johnny Appleseed" as the borrower living at "123 Apple Way, Apple Bill, Texas, 12345." The agreement details that Johnny is lending $10,000 to his wife, "Nancy Appleseed," also residing at the same address, with a repayment period of one year. The tutorial specifies that the amount of the loan and repayment terms should be clearly outlined in the agreement.