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what notices do I have to send before I disposed of repossessed collateral hi my name is Deon Cole and Im an attorney at baki nirman law offices after default on a secured loan the lender often ends up with the collateral in its possession and wants to dispose of it there are specific notices a lender must send to the defaulted borrower before it disposes of that collateral in Wisconsin the law requires a lender to provide reasonable notice to the borrower and any secondary obligor zor subordinate lien holders prior to disposing of the collateral the timing of that notice or what constitutes reasonable notice is a question of fact meaning there are no specifics however in a non consumer transaction a 10-day notice period is presumed to be reasonable notice prior to the disposition so what actually has to go on the notice the notice must provide for a description of the lender a description of the collateral to be sold the method of intended disposition the borrowers entitlement of a
