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Trading with cash in a brokerage account is generally straightforward, but it's important to understand when you'll have full access to the cash after selling a stock. There is a two-day lag time between the transaction date and the settlement date, when the buyer gets the shares and the seller gets the money. This means if you sell a stock on Monday, you won't receive the cash until Wednesday. It's essential to distinguish between settled and unsettled funds to manage your trading effectively.
