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As a freelancer, it is important to request payment upfront before starting any work. Some freelancers ask for 100% payment in advance, while others, like the speaker, ask for a 50% deposit. This ensures payment security as clients may not always fulfill their obligations. The speaker shares a personal experience where they started work for a client without receiving payment first, highlighting the importance of protecting oneself as a freelancer. The client in question seems disorganized in their content department, but the speaker emphasizes the need to set clear payment terms to avoid similar situations.