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hey guys Frank minetti from advisors Mortgage Group Freehold glad to be joining you guys here and I want to talk to you guys about a topic that comes up I got to be honest with you guys Im probably 50 of the financing mortgage related that I do and thats large cash deposits you know many of you may not know this but the mortgage industry is under strict guidance from the government based on an anti-money laundering policy and you might say well what does that have to do with me well when we see large deposits and theres a lot of different definitions of large deposits what is that what is large actually entail what does that mean and it can differ from lender to lender but the real guidance that we have is typically thats a deposit thats in excess of 25 of your gross monthly income but thats a large deposit what I want to talk about is cash deposits both of these are Under scrutiny you know cash when youre looking to buy a home is a No-No because right away when you deposit cas
