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weve certainly seen that from the treasurer here in Australia but its not just government central banks are all also calling out these Banks right the central banks are concerned because they want people to save if theyre saving theyre spending less money if theyre spending less money its less likely to drive inflation so they want the banks to raise those deposit rates to attract people to save their money and unfortunately that is not really happening at the moment why why is this cycle different this cycle is different I mean youre right and this point of the cycle we normally say this their deposit rates are definitely lag behind the rates that the banks charge out for to borrowers this time though its a bit different because the banks are Awash with cash a lot of people built up huge amounts of savings during the pandemic both consumers and businesses and so the banks dont really feel that they need to compete to get these deposits in and its really the competition betw
